Quick St. Charles IL MLS Search

Browse All St. Charles IL Between $400K - $500K Properties for Sale

$450,000
3 Beds 2 Baths 12755174 MLS NEW Status
Set on a beautifully landscaped lot in St. Charles' Garden Ward, this home offers incredible curb appeal and an unbeatable in-town location. Walking distance to both downtown St. Charles and downtown Geneva, offering the best of both worlds. The updated kitchen (2019) is anchored by a beautiful bay window and flows into a separate formal dining room. The living room centers around a wood-burning fireplace and offers a beautiful view of the backyard. The backyard itself is beautifully landscaped with mature trees and a patio. Upstairs, the home offers three bedrooms and a full bath, plus a versatile den/family room that was originally a fourth bedroom (the wall was removed to open up the space, but it can easily be restored if a fourth bedroom is what you need) Powder room on the main level (originally a sunroom, fully converted in 2010) adds everyday convenience. Restored hardwood floors run throughout the main level, with hardwoods beneath the carpet upstairs. Original doors, moldings and charming vintage windows (with storms and screens intact) preserve the character that makes this home special. Two attached one-car garages - one off the side drive, one off the alley. The unfinished basement provides excellent additional storage. This home has been meticulously maintained by its long-time owner. Furnace (2012), AC condenser (2024), water heater (2018), roof (2008), remodeled primary bath (2016), and exterior paint (2025). Located within walking distance to Davis Elementary School and the Metra train, with easy access to everything downtown St. Charles and Geneva have to offer.

1312 S 3Rd Street, St. Charles

$408,108
3 Beds 3 Baths 12751213 MLS NEW Status
**D303 SCHOOLS!*** A remodeled split-level home with everything you don't expect! Including a master suite with ensuite bath, walk-in closet plus additional closet and space! This 3 bedroom, 3 full bath, attached 2.5-car garage with a built-in workbench on a spacious lot in an unincorporated neighborhood is a must see! A long driveway with added parking spaces and professional landscape draws you in. The main level features an open living room with big picture window, neutral paint and wood laminate floors that flow throughout the main level. Updated kitchen with abundant cabinetry, granite countertops, stainless steel appliances, a pantry with pull-outs and an eat-in dining area with a French door that leads to the back patio. Sizable Master suite with large walk-in closet and ensuite bath with shower stall and floating vanity. 2nd bedroom with ample closet space and organizers and a full hall bath with dual sinks and shower over tub combo. Lower level showcases a large family room with a lovely brick fireplace and under stairs storage area, a 3rd bedroom with a walk-in closet, a full bath with a shower stall and a laundry room with utility sink. Relax outdoors on the brick paver patio, in the lush greenspace of the fenced in backyard with great shed or around the firepit. Value Added Features: (2025) Exterior painting; (2022) Microwave; (2021) AC, overhead garage door and openers, new well head; (2019) Water heater; (2018) Sump pump and backup battery, interior painting; (2017) Home rehabbed, all new flooring, water softener, washer, dryer, refrigerator, driveway, patio/bricks/concrete blocks, shed.

5N597 Weber Drive, St. Charles

$474,900
4 Beds 3 Baths 12744919 MLS ACTIVE Status
Freshly painted and filled with updates, this spacious 2-story home offers an exceptional combination of comfort, style, and location. Step inside to a bright, inviting interior featuring an open floor plan, generously sized rooms, and a fresh neutral color palette throughout. New luxury vinyl flooring flows seamlessly across the main level, staircase, and upstairs hallway, creating a modern and cohesive feel. The updated kitchen is both stylish and functional, featuring gray shaker cabinets, butcher block countertops, a classic subway tile backsplash, and a spacious eat-in area that is perfect for everyday meals or entertaining. The home's versatile layout provides plenty of room for both comfortable living and gathering with family and friends. A large finished basement adds even more usable living space and includes a full bathroom. Whether you envision a recreation room, home office, guest area, gym, or additional family room, this lower-level space offers endless possibilities. Outside, the expansive fenced backyard is sure to impress. Enjoy summer evenings on the stamped concrete patio, gather around the fire pit, or take advantage of the generous yard for entertaining, relaxing, and everyday outdoor enjoyment. The privacy and size of this backyard are a rare find. Numerous improvements provide added value and peace of mind, including a new complete tear-off roof with blown-in insulation and ridge vent, newer windows and gutters, stamped concrete patio, updated garage floor, front stoop, and epoxy-coated concrete walkway. Ideally located within a highly sought-after school district and just over a mile from downtown St. Charles, this home puts you close to exceptional restaurants, shopping, parks, festivals, entertainment, and all the amenities that make St. Charles such a desirable community. Fresh, updated, spacious, and move-in ready-this is a home you'll want to see in person!

1581 Madison Avenue, St. Charles

$439,900
4 Beds 2 Baths 12743443 MLS CONTINGENT Status
Enjoy the best of downtown St. Charles living in this spacious, versatile home, ideally situated in a quiet, established neighborhood near the Fox River, parks, bike and walking paths, restaurants, shopping, and entertainment. Located in highly sought-after St. Charles Community Unit School District 303, this home combines an exceptional location with flexible living space and everyday convenience. The upper-level features two generously sized bedrooms with carpet updated in 2018, a full bathroom, and a bright, spacious living room highlighted by a beautiful bow window and updated hardwood floors. The beautiful eat-in kitchen includes a new microwave and dishwasher installed in 2026. The flexible lower level offers two additional bedrooms with carpet updated in 2018, a second full bathroom, and a large family room. Radiant-heated floors provide added comfort, while the generously sized laundry room includes a high-end ventless washer and dryer installed in 2025, a utility sink, and ample storage. A private rear entrance from the attached garage, accessed by a second stairway, creates excellent possibilities for guests, a home office, or other living arrangements. Outdoor spaces are equally inviting. The private backyard features a tall privacy fence installed in 2018 and a beautiful concrete patio completed in 2024 - perfect for entertaining, outdoor dining, or relaxing. The professionally landscaped front yard is enhanced by a new concrete front walkway and thoughtfully designed garden beds that add color and curb appeal. An attached, side-load three-car garage provides exceptional parking and storage. With four bedrooms, two full bathrooms, generous living areas, thoughtful updates, and convenient access to downtown St. Charles and the Fox River.

1120 S 12Th Avenue, St. Charles

$475,000
2 Beds 1 Baths 12725334 MLS ACTIVE Status
All brick ranch on a large, fully fenced yard, in a terrific location! Nearly 2,500 square feet of updated living space and move in ready. The entry way flows into a large living room with hardwood flooring, anchored by a completely renovated fireplace with custom shelving on either side. Big picture windows look out over the tree lined street. Just off the entry way, a second bedroom or office space with board and batten walls, built in shelving, and a cedar closet, ideal for a home office or guest space. The primary bedroom offers generous closet space and overlooks the backyard. Hardwood flooring runs through the living room, this second bedroom, the primary bedroom, and the hallway connecting them. The bathroom has been completely redone with a floating wood vanity, brass fixtures, and a fluted glass tub surround. Just outside the kitchen, a tiled pantry with a mini fridge makes a great coffee station. The kitchen has butcher block counters and stainless steel appliances. A 4 season sun room off the kitchen offers views of the fenced backyard. Downstairs, the finished basement offers a large family room and a generously sized third bedroom, both with new flooring and drywall, plus full waterproofing by Everseal. The unfinished area includes a laundry space with large sinks and plenty of room for storage. Outside features professional landscaping with raised garden beds, solar powered fence lights, a new storage shed, and a fire pit. The oversized attached two car garage comes with epoxy floors, built in cabinetry, modular slat wall organizers, and extra lighting. Ready for its next owner!

1316 S 4Th Street, St. Charles

$499,000
3 Beds 3 Baths 12737159 MLS ACTIVE Status
Welcome home to peaceful country living on nearly an acre! Situated on a serene .92-acre lot backing to open farmland, this well-maintained ranch offers the convenience of one-level living with 3 bedrooms, 2.5 bathrooms, and plenty of space both inside and out. The spacious kitchen features quartz countertops and opens to the cozy family room with a wood-burning fireplace complete with glass doors, or unwind in the hot tub overlooking the expansive backyard and picturesque countryside views. The dining room is highlighted by beautiful wood flooring and open to a unique sunken living room. The primary suite offers a private master bathroom with heated bathroom floors, a heated towel rack, and a walk-in shower. Skylights in the bathrooms fill the home with natural light, creating a bright and inviting atmosphere. Garden enthusiasts will fall in love with the gorgeous flower gardens and thoughtfully placed additional spigots, making watering easy and convenient. The property also includes a 2.5-car attached garage, a 1.5-car detached garage, and a storage shed, all featuring newer roofs. Need extra storage? Drop-down stairs in the attached garage provide access to an impressive storage area spanning the length of the home. Additional highlights include a 715-foot well, new well pump and piping (2025), furnace (2023), newer roofs (2020) on the home, detached garage, and shed, plus a workbench in the basement that will remain with the property. If you've been searching for a home that combines comfort, functionality, and peaceful country views, this is one you won't want to miss.

44W043 Fox Wilds Drive, St. Charles

$499,988
3 Beds 2 Baths 12733680 MLS CONTINGENT Status
Stunning Total Rebuild on a Private Wooded Lot - Ultimate Luxury & Peace of Mind! Welcome home to this spectacular, down-to-the-studs complete rebuild offering the luxury of brand-new construction nestled in a serene, wooded sanctuary. No detail was spared in this magnificent home, featuring an open-concept main level anchored by a chef's dream kitchen. This bright, open space boasts a gorgeous center island, brand-new appliances, modern lighting, and a flawless contemporary design. Seamlessly blend indoor and outdoor living with two expansive wood decks, perfect for entertaining or enjoying the quiet tranquility of nature. The incredible footprint continues in the fully finished lower level, which serves as a complete secondary living space or a perfect in-law suite. It features a full kitchenette, a modern bathroom, and two spacious bedrooms. Absolutely everything in this home is brand new-from the drywall, framing, electrical, and plumbing to the high-efficiency HVAC system, roof, and pumps. Complete with improved and tested private well and septic system, new filtration system ,this property offers unparalleled efficiency and maintenance-free living for years to come. Even the attached garage has been completely upgraded with full insulation, drywall, fresh concrete, a new window, a new garage door, and a generous layout with additional room for storage. Location is everything! Outdoor enthusiasts will love the easy access to the spectacular 39-mile paved Fox River bike path. Running just north of downtown St. Charles through South Elgin, Elgin, Dundee, Carpentersville, and Algonquin, this beautiful trail offers endless scenic river views right down the road from your private retreat. Truly a rare find!

35W302 Pinelands Road, St. Charles

$450,000
3 Beds 2 Baths 12730284 MLS CONTINGENT Status
RARE DOUBLE LOT IN DOWNTOWN ST. CHARLES WITH THE ULTIMATE HEATED & COOLED GARAGE/WORKSHOP! Nearly a half acre in one of St. Charles' most sought-after locations, a short walk to downtown restaurants, shopping, parks, the Fox River, and everything that makes this community what it is. The home itself is charming and thoughtfully updated: 3 bedrooms, 2 baths, and a versatile floor plan anchored by a first-floor bedroom, full bath, and laundry. Beautifully updated bathrooms ('22), Andersen windows, updated plumbing and electrical ('05), furnace and tankless water heater ('22). The kitchen has recently been opened to the dining area, making it an easy place to gather. But the showstopper is out back. The heated, cooled, and fully insulated garage/workshop features an 11'5" overhead door and loft storage, room enough for contractors, mechanics, hobbyists, and car enthusiasts, or for a home business, boats, campers, and RVs. Year-round comfort means the projects never have to stop. The yard matches it. A fully fenced double lot with a newly finished deck, a beautiful fire pit area, mature trees, and a custom-built playset loaded with swings, a slide, sandbox, loft, and climbing features. A double lot, an updated home, an exceptional workshop, and an unbeatable downtown location, that combination is almost impossible to find. Endless possibilities await. Multiple offers received! Please submit offers by Sunday 8/16 at 6 PM. Thank you!

1212 Dean Street, St. Charles

$425,000
2 Beds 2 Baths 12722424 MLS CONTINGENT Status
Welcome home to this charming and beautifully updated retreat in the heart of St. Charles! Offering 2 bedrooms with the potential for a 3rd, 2 full bathrooms, and endless possibilities, this move-in-ready home combines timeless character with modern updates in an unbeatable location. Step inside to discover a thoughtfully renovated interior featuring a stunning new kitchen and beautifully remodeled bathrooms. The stylish kitchen is perfect for everyday living and entertaining, while the updated baths add comfort and a touch of luxury to your daily routine. The outdoor living space is equally impressive. Enjoy the privacy of the fully fenced backyard, relax in the hot tub beneath the newly installed pergola, or unwind on the rebuilt covered front porch while taking in the charm of the neighborhood. The finished basement provides valuable additional living space, ideal for a family room, media room, home office, gym, hobby area, or even a potential third bedroom. Upstairs, the unfinished attic offers an exciting opportunity to add more than 500 square feet of future living space, allowing you to customize the home to fit your needs. Parking is easy with a one-car garage and an extra-wide driveway. Best of all, you'll enjoy a highly desirable location within walking distance of downtown St. Charles, with convenient access to parks, schools, shopping, dining, and entertainment. Extensive recent updates mean you can move in with confidence, including a new kitchen, remodeled bathroom, new roof, new HVAC system, new water heater, new concrete patio and sidewalks, new driveway, new fencing, new landscaping, new flooring, new window treatments, and so much more. This exceptional home offers the perfect combination of charm, modern updates, and incredible value. Don't miss the opportunity to make it yours. Schedule your private showing today and discover everything this St. Charles gem has to offer!

701 Monroe Avenue, St. Charles

$450,000
4 Beds 4 Baths 12696105 MLS ACTIVE Status
Welcome to this beautiful 4-bedroom, 3.1-bathroom manor home situated in a serene and picturesque setting. Step inside to discover beautiful hardwood floors that flow throughout the main level. A welcoming foyer opens to the formal living room, offering the perfect space for entertaining or relaxing. Adjacent to the living room is the elegant formal dining room, ideal for hosting family dinners and special occasions. The spacious kitchen features ample cabinetry, granite countertops, stainless steel appliances, and a bright eating area with access to the side patio, making indoor and outdoor dining effortless. Unwind in the stunning Florida room, surrounded by expansive windows that provide abundant natural light and overlook the beautifully manicured backyard. The inviting family room showcases detailed ceilings and offers another wonderful gathering space for family and friends. The second level features a spacious primary suite with private balcony access, a walk-in closet, and an en-suite bathroom. Two additional generously sized bedrooms and a full hall bathroom complete the upper level. The finished lower level expands your living space with an additional family room, a fourth bedroom, a full bathroom, a laundry room, and a large storage area. Additional highlights include a heated garage. Recent updates include new flooring installed approximately 3-4 years ago, a redesigned patio completed in 2022, and lower-level flooring and cabinetry updated approximately seven years ago. This well-maintained home combines timeless charm, thoughtful updates, and generous living space in a truly beautiful setting.

87 Whittington Course, St. Charles

$420,000
3 Beds 5 Baths 12664157 MLS CONTINGENT Status
This ranch home has so much potential! Ready for more space, more privacy and the chance to build instant sweat equity? Situated on over an acre in a prime St. Charles location, this sprawling 3 bedroom, 3 full and 2 half bath ranch offers 2,363 square feet of opportunity and endless potential. Sold as-is, this home features generous room sizes throughout, including a spacious living room, formal dining room, eat-in kitchen with stainless steel appliances and tile backsplash, plus an inviting family room with plenty of space to gather. Hardwood flooring can be found in all bedrooms, while luxury vinyl plank flooring adds style and durability through much of the home. The large primary bedroom offers a comfortable retreat with its own private half bath, and the convenient first floor laundry room adds everyday functionality. The finished walkout basement expands the living space with a large rec room highlighted by a floor-to-ceiling masonry fireplace, creating countless possibilities for recreation, hobbies or multigenerational living. In addition, there is an additional room "the man cave" that provides additional storage and currently serves as a workshop., with access from the back of the house. Outside, enjoy a large front porch, backyard deck, 2-car garage and a barn that could be transformed into the perfect chicken coop, workshop or storage space. Ideally located near parks, the forest preserve, the Fox River and within walking distance to the elementary school, this is a rare chance to create your dream home on a beautiful oversized lot in St. Charles.

6N192 Weber Drive, St. Charles

$499,990
3 Beds 3 Baths 12690803 MLS CONTINGENT Status Charlestowne Lakes BLDG.
Welcome home to the low maintenance duplex at 272 Charlestowne Lakes Drive, a beautiful new home in our Charlestowne Lakes community in St. Charles, Illinois. This home will be ready in late Summer/early Fall and is in the LAST building being built in this wonderful community. This Ashton plan offers 1794 square feet of living space with 3 bedrooms, a loft, and 2.5 baths. Also included is a full, unfinished basement, a two-car garage, and a fully maintained home site, including lawn care and snow removal. As you enter the home from your private front door entrance, you will be greeted by the open concept design, including separate dining and living areas and an expansive kitchen overlooking it all, all highlighted with the 9' ceilings on this main level. The kitchen features designer soft-close cabinetry, a spacious island with quartz countertops, a pantry, and stainless-steel appliances. Luxury vinyl floors are included in all hard surface areas. Upstairs you are greeted by a nicely sized loft, perfect for a home office, playroom or 2nd family room. Separated from the other bedrooms, you will walk into a large primary bedroom with 2 closets and an en suite bath with double sinks. There is also a large laundry room, a second full bath, and two additional bedrooms. Enjoy the updated design of 5-panel doors and craftsman style trim throughout (not pictured). Impressive innovative ERV furnace system and tankless water heater round out the amazing features this home as to offer. Charlestowne Lakes in an upscale townhome community, tucked off Route 64 and in a highly desirable location - just minutes from downtown St. Charles and a mile or less from shopping and both middle school and St Charles East high school. All Chicago homes include our America's Smart Home Technology featuring a smart video doorbell, smart Honeywell thermostat, smart door lock, Deako smart light switches and more. Photos are of similar home.

272 Charlestowne Lakes Drive, St. Charles

Start Your Search



The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than our company are marked with the MRED Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (the MRED logo) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Copyright 2026 MRED LLC. All rights reserved.

Based on information submitted to the MLS Grid as of . All data is obtained from various sources and has not been, and will not be, verified by broker or MLS Grid. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

NOTICE: Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the DMCA) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@theMLSGRID.com.

The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Some listings have been excluded from this website.

Between $400K - $500K St. Charles Real Estate

Our website features the best real estate search for between $400k - $500k properties available in St. Charles and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!