Browse All St. Charles IL Waterfront Properties for Sale

3 Beds ⋅ 3 Baths ⋅ 12705742 MLS ⋅ ACTIVE Status

THE REAL STORY BEGINS INSIDE Located on a beautiful 1.1-acre lakefront lot in sought-after River Grange Lakes, this extensively remodeled brick ranch offers the perfect blend of timeless craftsmanship, modern design, and breathtaking waterfront views. Redesigned and elevated, the home has been transformed to create a seamless open-concept floor plan ideal for large family gatherings, effortless entertaining, and peaceful everyday living. Sunlight pours through brand-new windows, showcasing all-new hardwood flooring that flows throughout the home. At the heart of the home is the stunning, completely redesigned kitchen featuring custom white cabinetry, quartz countertops, stainless steel appliances, abundant storage, a walk-in pantry, and an oversized center island that naturally becomes the gathering place for family and friends. The kitchen opens seamlessly to the dining area and spectacular family room, where exposed beam ceilings, a painted brick fireplace, and walls of windows frame breathtaking lake views in every season. A spacious formal living room offers additional flexibility for entertaining or relaxing. The private primary suite features a beautifully updated bath and generous walk-in closet, while the second bedroom offers its own ensuite bath and walk-in closet. A third bedroom, powder room, and convenient main-level laundry complete the thoughtfully designed floor plan. Step outside to your private waterfront retreat and enjoy spectacular views from sunrise to sunset. Whether sipping morning coffee, hosting summer gatherings, or unwinding at the end of the day, the tranquil lake setting provides the perfect backdrop. Combining the ease of single-level living with a professionally reimagined open floor plan, premium finishes, and an exceptional 1.1-acre lakefront setting, this move-in ready home offers a rare opportunity to own one of River Grange Lakes' most beautifully transformed residences.

36W186 River Grange Road, St. Charles

$1,999,000

4 Beds ⋅ 6 Baths ⋅ 12702666 MLS ⋅ ACTIVE Status

Stunning waterfront custom home truly shows pride of ownership! This home shows like new and takes "immaculate condition" to another level! Appx 10,000 sq. ft on 3 levels - including walkout LL. Wonderful for entertaining-spacious formal Dining Rm. Dramatic 2-story Great Rm with Wet Bar. Enjoy cooking in this gourmet Kitchen with custom cherry cabinetry. The walkout Lower Level is a retreat; wet bar w/ wine cellar, Family Rm and Game Rm areas, Spa Bath and Exercise Rm. Enjoy the privacy & beauty of this 2.85 acre home site!

4N675 Old Farm Road, St. Charles

$1,499,999

3 Beds ⋅ 2 Baths ⋅ 12653937 MLS ⋅ ACTIVE Status

Rare opportunity to own one of downtown St. Charles' premier luxury condominiums overlooking the Fox River. Designed for effortless indoor-outdoor living, this exceptional residence features a private covered terrace with motorized screens and expansive sliding glass doors that create a seamless extension of the living space. Inside, the open-concept floor plan showcases soaring ceilings, wide-plank flooring, a stunning floor-to-ceiling stone fireplace with custom built-ins, and a designer kitchen with custom cabinetry, quartz countertops, an oversized island, stainless steel appliances, and pantry. Walls of glass fill the home with natural light while beautifully appointed living and dining spaces are ideal for everyday living and entertaining. Enjoy a luxurious primary suite, elevator access, abundant storage, and two heated indoor parking spaces. Just steps from award-winning restaurants, boutique shopping, the Fox River Trail, parks, and everything vibrant downtown St. Charles has to offer.

10 W Illinois Street Unit #4B, St. Charles

$1,150,000

3 Beds ⋅ 4 Baths ⋅ 12694179 MLS ⋅ ACTIVE Status

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

1240 Willowgate Lane, St. Charles

$979,000

5 Beds ⋅ 5 Baths ⋅ 12693015 MLS ⋅ ACTIVE Status

Waterfront Living in Sought-After Norton Lake - West St. Charles Experience exceptional waterfront living in this beautifully designed home, less than 10 years old and ideally situated on picturesque Norton Lake. Perfectly positioned to capture peaceful water views and abundant natural light, this residence offers an open, spacious floor plan that truly lives large. The dramatic two-story family room features soaring vaulted ceilings and a stunning fireplace, creating a warm and inviting focal point while showcasing breathtaking lake views through expansive windows. The thoughtfully designed layout includes a private first-floor office, ideal for working from home. Upstairs, you'll find four generously sized bedrooms, including a luxurious primary suite with a spacious walk-in closet and spa-inspired bath. Two of the secondary bedrooms are connected by a convenient Jack-and-Jill bath, while an additional bedroom enjoys its own en-suite, providing comfort and flexibility for family and guests. The finished walk-out basement is perfectly suited for multi-generational living or elevated entertaining, complete with a kitchen (cook top, refrigerator and dishwasher) , dining area, living space, large bedroom, laundry and full bath. Whether used as a private guest retreat or an incredible gathering space, this lower level offers endless possibilities. Outdoor living is equally impressive with a huge deck, expansive patio, and charming pergola overlooking tranquil water views - perfect for relaxing or entertaining. Enjoy scenic walking paths throughout the neighborhood and ideal south-north sun exposure that fills the home with natural light year-round. Home is energy efficient with solar panels. A rare opportunity to own a newer waterfront home in one of St. Charles' most desirable communities, combining beautiful design, functional living space, and an unbeatable setting. St Charles Schools and only minutes to downtown St Charles and Randall Rd corridor!

39W509 Norton Lake Drive, St. Charles

$839,900

4 Beds ⋅ 3 Baths ⋅ 12671259 MLS ⋅ CONTINGENT Status

Nestled on just under two wooded acres in the sought-after Wild Rose Woods neighborhood. Offering privacy, nature, and convenience just minutes from downtown St. Charles. Set on a desirable street with no rear neighbors, the backyard opens to a scenic creek with Ferson Creek Forest Preserve beyond. Perfect for year-round views and quiet luxury. Originally a center hall Colonial, the home has been thoughtfully updated to a Craftsman style with Hardie siding, millwork, hardwood floors, and an open-concept main level. The chef's kitchen features 42" cabinets, granite countertops, custom backsplash, and stainless appliances including double oven and cooktop. Main level includes living and dining rooms, family room, powder room, and rear foyer with built-ins leading to a charming four-season room with a gas log fireplace. Upstairs are four bedrooms and the spacious primary suite has two walk-in closets, office nook and en-suite bath with heated floors and walk-in shower. Finished lower level includes a 5th bedroom/office, laundry, and ample storage. Outdoor living features a bluestone patio, creek side fire pit and expansive natural yard. *Additional highlights: 2-car attached garage with epoxy floor and workshop, separate 1-car garage, 3 fireplaces, central air, reverse osmosis drinking water system, and 200-amp service. Close to Wild Rose Elementary, trails, shopping, and dining.

4N159 Wild Rose Road, St. Charles

$750,000

12669110 MLS ⋅ CONTINGENT Status

LAST RIVERFRONT OPPORTUNITY COULD BE YOURS!!! Build the home of your dreams on the last riverfront lot available in St. Charles! Nearly 4.5 acres bordered by the Fox River on the East & Forest Preserve on the North guaranteeing no additional neighbors and lifelong beautiful views! Property entrance with higher elevation well above flood plain and already rezoned for your new amazing home at the top of the hill overlooking the lower elevation near the river, but includes a grandfathered large 2-story garage on concrete pad which has been recently updated to county board flood preparedness standards. Big enough to store your boat and any additional watercraft. Blackhawk County Forest Preserve to the north gives access to the River Bend Bike Trail. Top rated St. Charles district 303 schools. Nature at its finest! Property comes with water rights, private boat launch already constructed on site, small detention pond to mitigate water pooling, septic survey drilling already complete and water well analysis complete. Don't miss this amazing opportunity to own a little piece of heaven alongside plenty of wildlife on this amazing one of a kind property! Minutes from all that downtown St. Charles has to offer. Live the lifestyle you deserve!

6N853 Il Route 31 Highway, St. Charles

$899,900

4 Beds ⋅ 5 Baths ⋅ 12656933 MLS ⋅ PENDING Status

Welcome to our Global Luxury Property- Prestige living in the Premier Fox Mill community of St. Charles. This Custom Baldwin-built home features 4 bedrooms and 5 bathrooms, highlighted by exquisite moldings and gleaming hardwood floors throughout. The gourmet kitchen showcases natural cherry cabinetry and premium Bosch appliances, opening to a stunning family room with a cathedral beamed ceiling and custom brick masonry fireplace. Elegant formal living and dining rooms, along with a first-floor office, provide both sophistication and functionality. The luxurious owner's suite includes a private sitting area, spa-inspired bath with whirlpool tub, double shower, and spacious walk-in closet. Bedrooms #3 and #4 share a connected bathroom for added convenience. The custom-designed English lower level is built for entertaining, featuring full-sized windows, a complete bar with beverage refrigerator, dishwasher, and double beer taps, plus a pool table area, sitting lounge, and wine cellar. Enjoy outdoor living on the custom deck overlooking beautifully manicured lawns, open area and serene Willow Lake views. Residents also enjoy access to the Fox Mill Private clubhouse and pool. Located in highly acclaimed School District 303-Bell Graham Elementary School, Thompson Middle School and St. Charles East High School.

40W082 Fox Mill Boulevard, St. Charles

$1,319,000

5 Beds ⋅ 6 Baths ⋅ 12571977 MLS ⋅ CONTINGENT Status

Welcome to this exquisite custom-built home by John Hall, thoughtfully designed by Stephen Fuller. Perfectly situated in the prestigious Tradition community in St. Charles-a private enclave of just 28 homes-this remarkable residence is within walking distance to St. Charles North High School and the scenic Fox River. Set on nearly an acre and offering over 4,600 square feet of living space, this meticulously maintained home features 5 spacious bedrooms, including a first-floor primary suite, and 5.1 baths. A tranquil pond with a shimmering waterfall creates a stunning first impression upon arrival, while natural light fills nearly every room in the home. Elegant hardwood flooring spans the main and upper levels, complemented by crisp white trim and refined finishes throughout. The kitchen is equipped with a center island, breakfast bar, and dining area, and opens seamlessly into a vaulted family room with a fireplace and breathtaking views of the professionally landscaped backyard and surrounding ponds. The main level primary suite offers a walk-in closet and a luxurious ensuite bath, ideal for convenient single-level living. Upstairs, a second primary suite features its own private ensuite, along with two additional bedrooms, each with its own bathroom. The walk-out lower level expands the home's living and entertaining space, now featuring updated flooring, a full bar, a brand new 2nd laundry room, and a full bathroom. A versatile room provides the perfect space for a home office, bedroom, or fitness area, all overlooking the backyard. Step outside to your own private retreat: a BRAND -NEW pool & outdoor kitchen, expansive patio, and fire pit create an entertainer's dream. Additional exterior upgrades include a new roof, new front windows, mature landscaping, landscape lighting, irrigation system, underground fence, and more. Recent improvements include pool, patio and outdoor kitchen 2024, new roof 2024, windows in front 2024, two new AC units (2019), two new furnaces (2019), new lighting throughout (2022-2023), freshly painted interior (2023), exterior painted (2021), new designer patio (2019), wood deck (2019), and a high-end water heater (2019). Additional highlights include city water and sewer, and a three-car garage with 12-foot ceilings, ideal for adding a lift. This exceptional home offers luxury, comfort, and seamless indoor-outdoor living in one of St. Charles' most desirable communities.

3814 Tradition Boulevard, St. Charles

$120,000

12615039 MLS ⋅ ACTIVE Status

Wooded lot on Fox River in St Charles. Build your dream home with panoramic views of the river bend. Electricity and natural gas to site.

35W339-41 Riverside Drive, St. Charles

$2,995,000

4 Beds ⋅ 5 Baths ⋅ 12606656 MLS ⋅ ACTIVE Status

One of a kind - 5th Floor Penthouse in the Sterling Bank building. Enjoy incomparable views of the Fox River, and downtown St. Charles. This is a rare offering - never to be duplicated. Elevator service (2) brings you to this newly constructed (2024) masterpiece. Built for entertaining: nearly 5,000 sq. ft with 10' ceilings & exquisite detail constructed McNally Construction Mgmt (an Avondale Custom Homes company). Uncompromising details - from the floating geometric designed ceiling, to the large format Porcelain tile flooring, no detail was missed. The Gourmet Kitchen features commercial grade appliances (Bluestar Platinum Series 60" range, Wolf, Sub-Zero) and is the centerpiece for intimate meals to full scale events. The Great Room features floor-to-ceiling full radius wall of windows with stunning views of the Fox River & downtown St. Charles. Gracious bedrooms (all en suite) with a 4th Bedroom/Study. The owner invested 800K (approx.) to create the private Roof Deck - complete with louvered Pergola, outdoor kitchen/grill station, and extended turf area (pet friendly). The Primary Suite is truly a retreat: doorless shower with programmable, multi-head shower spray system & Dressing Room with custom built-in closet system. Enhanced entertaining & lifestyle conveniences with the Savant Home Automation system (media/AV, lighting, shading system, and security). TOO MUCH TO LIST! 70+ Page eBrochure.

10 Illinois Street Unit #5A, St. Charles

$125,000

12593951 MLS ⋅ ACTIVE Status

Welcome to Silver Glen Estates in beautiful St. Charles, Illinois. This 1.33-acre homesite offers a wonderful opportunity to build your custom dream home in a picturesque community surrounded by mature trees, winding roads, and serene ponds. Ground modification will be required to establish a suitable foundation, and the price reflects this opportunity. A geotechnical report is available upon request for interested buyers.

LOT 103 Oak Pointe Drive, St. Charles

$355,000

12423127 MLS ⋅ CONTINGENT Status

RARE RIVERFRONT LOT OPPORTUNITY! The site has an existing cabin/shell (knockdown). Enjoy this private location - 4 block stretch of riverfront properties on the optimal/boatable stretch of the Fox River. Vacation at home!! Dock included. Easy access to the Fox River Trail system. No deadline to build - choose your own builder. 16+ Page eBrochure.

5N092 Grove Avenue, St. Charles

$29,000

12324061 MLS ⋅ ACTIVE Status

You will love the health benefits of living in nature. This is a rare opportunity to own native wooded property on the Fox River in St. Charles! Discover the gorgeous view of the five islands bend in the river with the quiet flow of historic destiny in your future. From birdsongs to wildflowers it is easy to enjoy the freedom of fresh air and nature.

35W343 Riverside Drive, St. Charles

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